Aberdeen SR22

Q: When should I file a claim on my Aberdeen SR22 insurance?

A: Oh…that’s kind of a silly question, but I guess I know where you’re coming from. I know a lot of people who treat their Aberdeen SR22 insurance policy like a piece of decorative oragami–they show it to a police officer or two so they can ooh and aah, but for the most part keep it hidden away, mostly useless. What they’re forgetting, and what you may be forgetting here, too, is that car insurane policies are intended to…wait for it…insure your car. If you get into an accident, then you should file a claim. Period.

Some people try to give you advice and say, only file a claim on your Aberdeen SR22 insurance when the cost is more than your deductible. But how do you know what the cost will be? Most companies don’t like it when you take your car for an estimate first, and just looking at it, you never know how much a car will cost to fix. Damages may look and seem small right off, but they, and injuries, can multiply and intensify later.

Some people are just paranoid because they think the second they file a claim, they’ll lose their Aberdeen SR22 coverage. Cancelling for filing a claim is against the law, actually, but your company may choose not to renew your policy later on. Just keep a back up, and you’ll be fine.